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NPS Calculator

National Pension System Calculator

Monthly Contribution (₹)

Your Current Age

Expected Return (% p.a.)

Annuity Percentage: 40%

Minimum 40% must be invested in annuity for pension

Total Corpus at Retirement (Age 60)

₹1,13,96,627

Lump Sum Withdrawal

₹68,37,976

60% of corpus (Tax-free)

Estimated Monthly Pension

₹22,793

From 40% annuity investment

Total Invested

₹18,00,000

Returns Earned

₹95,96,627

Years to Retire

30 years

Annuity Amount

₹45,58,651

Invested: 15.8%Returns: 84.2%

Sec 80CCD(1): Up to ₹1.5 Lakh (within 80C limit)

Sec 80CCD(1B): Additional ₹50,000 deduction

Sec 80CCD(2): Employer contribution (10% of salary)

At Maturity: 60% lump sum is tax-free

* NPS offers one of the lowest fund management costs in the industry